Preheat oven to 400 degrees F and line a muffin tin with paper or foil liners.
In a large mixing bowl, whisk together the ground flaxseed and water; allow to sit for 3-5 minutes to thicken.
Add the banana, maple syrup, oil, and vanilla to the flax mixture; beat until smooth.
Stir in the flour, baking soda, and salt and mix until incorporated. Fold in the chocolate chips.
Fill the lined muffin cups ¾ full. Bake for 18-20 minutes or until cake tester comes out clean. Allow to cool in pan for 10 minutes before transferring to a wire rack.
Frost with chocolate buttercream or cream cheese frosting if you want to enjoy as banana bread cupcakes. Otherwise, store in an airtight container and eat as a morning snack.
Notes
If you don't have flaxseed you can substitute 2 eggs for a non-vegan version.